Business insurance for Arizona companies, from day one
From general liability and workers comp to the specialty lines that take real market access. With access to 50+ standard and surplus lines carriers, we quote your program with the markets that fit and read the contracts so the coverage actually matches what's required.
Coverage lines
Starting a new business?
Starting a business is confusing enough. Insurance should not make it harder. BrokerPro helps new Arizona business owners understand what coverage they may need, what can wait, and what is usually required by landlords, clients, lenders, contracts, or state rules.
You don't need to arrive knowing what to ask for. Coverage depends on what the business actually does, so we ask clarifying questions and explain the options as we go.
The usual first-year sequence
- General liability, usually first, because a lease or contract requires it
- Workers compensation, when the first employee starts
- Professional liability, if clients pay you for expertise
- Commercial auto, when a vehicle works for the business
- Cyber, property, and higher limits as the business grows into them
Own commercial property? Lessors risk is what we do best.
Vacant, mixed-use, prior claims, hard-to-place buildings. We work standard and surplus markets and explain every tradeoff.
Now offering group health and benefits
Medical, dental, vision, life, disability, and supplemental coverage for your team, with a benefits specialist who has done this since 1985. One broker for your business insurance and your benefits.
Need a bond? Get bonded online in minutes.
Contractor license, performance, dealer, and freight broker bonds, issued instantly through our partner Propeller.
Fly a drone for work? Your policy excludes it.
Commercial drone liability and hull coverage through our partner SkyWatch, with limits from $500K to $5M, or added alongside the rest of your business insurance.
Common questions
What types of business insurance does BrokerPro offer?
General liability, workers compensation, commercial auto, professional liability (E&O), cyber liability, commercial property, excess liability, inland marine and equipment coverage, product liability, builders risk, directors & officers, garagekeepers, and motor truck cargo, among others. We compare options across multiple carriers.
Does BrokerPro help Arizona businesses?
Yes. BrokerPro is based in Scottsdale and works with businesses across Arizona, from newly formed LLCs to established companies, including operations other brokers consider hard to place.
How fast can a new business get covered?
Many small business policies can be quoted and bound within days, sometimes the same day for straightforward classes. Harder classes take longer, and we'll tell you upfront which kind you are.
What does business insurance cost?
It depends on your industry, revenue, payroll, and operations. Many small Arizona service businesses start in the range of a few hundred to a couple thousand dollars per year for core coverage. A short conversation gets you a real number instead of a range.
Do you send every quote to all 50+ carriers?
No, and you wouldn't want us to. We have access to 50+ standard and surplus lines carriers, directly and through wholesale partners. For each quote we submit to the markets whose underwriting appetite actually fits your operation, based on carrier appetite and our experience placing similar risks. Blanketing every carrier with the same risk doesn't produce better pricing and can work against you, especially in the surplus lines market. Where Arizona law requires it, we document that coverage wasn't available from admitted carriers before placing it with a surplus lines market.