Commercial property insurance for landlords and building owners
Shopping centers, retail plazas, office, warehouse, mixed-use, and lessor's risk. Whether you're insuring a new purchase, shopping a renewal that jumped, or a carrier just dropped the building, BrokerPro shops it across standard and specialty markets and gives you a straight read on what fits.
Independent Arizona insurance brokerage with access to standard and specialty markets.
"Lee did a great job working with me on commercial liability, auto, and workers comp insurance. He was very responsive, informative, and efficiently set me up with great policies."
Built for property owners who need more than a basic policy
Plenty of commercial properties don't fit neatly into a standard carrier's box. If your building is tenant-occupied or has anything unusual about it, you want a broker who can shop it properly, including specialty markets when the risk calls for it.
What a commercial property program can include
Built around your building, your tenants, and what your lease and lender require. In plain English:
Building coverage
Repair or rebuild the structure after a covered loss.
General liability
Your liability as owner for injuries and damage on the premises.
Business personal property
Owner-supplied contents and equipment, where applicable.
Loss of rents / business income
Replaces rental income while a covered loss is repaired.
Equipment breakdown
HVAC, electrical, and building systems failures, where applicable.
Ordinance or law
Code-required upgrades when rebuilding an older structure, where available.
Certificates & additional insured
Lender, property-manager, and additional insured needs handled.
Umbrella / excess liability
Higher limits over the property program when appropriate.
Coverage is subject to underwriting. Availability, pricing, and terms depend on the property, occupancy, condition, loss history, and carrier guidelines.
We place the properties standard carriers turn down.
Standard carriers decline commercial properties for all kinds of reasons, and a declination usually says more about that carrier's appetite than about your building. Common triggers we see:
Even when an account needs E&S / surplus lines placement, BrokerPro can review the risk, organize the submission, and approach the markets that actually write it. We'll explain the tradeoffs honestly, including what's covered, what's excluded, and what could open up better terms at renewal.
Coverage, terms, and eligibility depend on underwriting. We can't promise every risk can be placed, but we can give you a realistic read and pursue the right options.
An independent broker who knows commercial property
Independent & Arizona-based
Not tied to one carrier. We start from your property and find the markets that fit it.
We know commercial property
Lessor's risk and commercial property are core work, including the harder accounts.
Standard & specialty markets
We can approach standard carriers and E&S / surplus lines markets when the risk calls for it.
Submissions done right
We organize the underwriting details so the account is presented properly the first time.
Certificates & lender needs
Additional insured, lender, and property-manager certificate requirements handled quickly.
Practical, responsive
Call or text and get a real answer, usually the same day. No runaround.
What a Trusted Choice® broker means for you
Trusted Choice® is the national mark of independent insurance agents: brokers who answer to you, not to a single insurance company. As a member, BrokerPro follows the Trusted Choice Pledge of Performance, which comes down to a few promises:
More choice, by design
We compare options across many carriers and recommend what actually fits your property, never just one company's lineup.
An advocate in your corner
When a renewal or a claim gets complicated, you have someone who works for you, not the carrier.
Plain-English expertise
We explain what's covered, what's excluded, and why it matters for your building: no jargon, no pressure.
Personal, responsive service
A real person who answers and follows through, usually the same day.
Independent. Local to Arizona. Backed by a national network of trusted independent agents.
Get your commercial property quote
Send the property details and we'll organize the submission and shop standard and specialty markets, including the harder-to-place accounts.
Rather just talk it through?
Call or text Lee directly. It's his personal iPhone, so your text comes up as a blue bubble, answered by a real person, usually the same day.
602-301-5171 Text us the addressWhat happens next
Questions, answered
What is lessor's risk insurance?+
Lessor's risk only (LRO) is commercial coverage for owners who lease space to tenants. It typically combines building coverage, your liability as landlord, and loss of rents if a covered claim interrupts the property's income.
Do you insure shopping centers and retail plazas?+
Yes. Shopping centers, retail plazas, strip malls, office, warehouse, industrial, and mixed-use properties are exactly the kind of accounts we work with across standard and specialty markets.
Can you help if my property was non-renewed or declined?+
Often, yes. A declination usually reflects one carrier's appetite, not your building. We organize the submission and approach markets that write these accounts, including E&S when appropriate. We can't promise placement, but we can give you a realistic read.
What does E&S / surplus lines mean?+
Excess & surplus lines carriers specialize in risks standard carriers decline. Terms and pricing differ from standard policies, and we walk you through exactly what's covered, what's excluded, and what it costs before you decide.
What information do you need for a quote?+
The property address, type, approximate value or square footage, current carrier and expiration if any, and any known issues like vacancy, roof age, or prior claims. The more detail you share, the faster we can find a fit.
Do you only work in Arizona?+
We're a Scottsdale-based Arizona brokerage focused on Arizona commercial property owners. If you have property here, we can help.